One platform to educate, pre-qualify, and activate tomorrow's homebuyers.
HomByt helps consumers buy with confidence, gives agents better-prepared buyers, helps builders screen traffic before the model home, and gives advocacy groups a free, non-partisan housing tool they can deploy fast.
Free buyer education
Twelve practical chapters that help buyers understand the process before they make expensive mistakes.
Prequal + certificate path
Run a buyer-friendly qualification screen, generate next steps, and move toward a shareable certificate.
152M+ properties tracked
HomByt brings ICONYCS housing intelligence into the journey so decisions are grounded in real market context.
Built for trusted deployment
Use HomByt as a public buyer tool, a builder buyer center, an agent referral asset, or a constituent resource.
HomByt grand opening
Home Buying 2026
Practical course content, guided prequalification, buyer certification, search tools, and housing intelligence in one polished experience.
HomByt learner progress
Not started
The launch version now connects the buyer journey from education to search, prequalify, and certificate-ready next steps.
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Certificate path
Assessment pending
Start the first chapter and pass its quiz to begin your HomByt completion record on this device.
Who HomByt serves
Built for four audiences from day one
HomByt is not just a buyer course. It is a launch-ready housing platform with clean entry points for consumers, agents, builders, and policy or advocacy organizations.
Consumers
Learn, qualify, and buy with confidence. Free.
See the buyer journeyReal Estate Agents
Send your buyers here first. They’ll come back certified.
Open the agent pageHome Builders
Pre-qualify your buyers before they walk your model home.
View builder editionPolicy & Advocacy
Give your constituents a free, non-partisan housing tool.
See advocacy rolloutDemo brand placement
HomByt Preferred Lender
HomByt Preferred Lender
Connect with buyers actively preparing to purchase. Exclusive lender placement available.
Exclusive partner spot available
About HomByt
Built by housing and finance veterans. Powered by ICONYCS.
HomByt was developed by David Van Waldick, a capital markets executive with $2B+ in real estate finance and ABS originations, 25+ years in mortgage banking, and the founder of ICONYCS Housing Intelligence — the largest independent U.S. property data platform at 152M+ records.
A practical, chapter-by-chapter guide that moves buyers from curiosity to readiness.
Clear explanations of financing, negotiations, escrow, repairs, fair lending, and assistance programs.
A cleaner digital path for buyer education, search, prequalification, and certificate readiness.
Built by housing and finance operators with decades in mortgage banking, real estate, and capital markets.
Buyer journey
A cleaner path from learning to offer-ready
HomByt combines buyer education, search, prequalification, and certificate positioning so people arrive at the real transaction more prepared.
Learn the process
Start with the free course so you understand financing, inspections, escrow, negotiation, and closing.
Start learningSearch smarter
Use HomByt AI Search to narrow listings around budget, layout, location, and buyer fit.
Search homesPrequalify with context
Run the prequalification flow and move toward a certificate agents, builders, and sellers can understand.
Run prequalifyChapter preview
12 steps from “Maybe” to “I’ve got the keys”
Introduction — Why This Book Exists and What Changed
I've been in the mortgage business for more than thirty years. I've sat across the desk from thousands of borrowers — firsttime bu...
Why Own a Home in 2026?
Before you spend another hour on Zillow or talk to a single lender, answer this question honestly: Why do you want to own a home?...
Loans: It's All About the Financing
Most firsttime buyers approach the mortgage conversation backwards. They find a house they love, then scramble to figure out if th...
Finding and Negotiating Your Dream Home
I know you have a Pinterest board. I know you've been saving listings on Zillow for six months. That's fine — it's useful to know ...
Escrow and Title
Once your offer is accepted, you're officially "in escrow." This means a neutral third party — the escrow company or escrow office...
Closing, Property Transfer, and Occupancy
Closing is the finish line — but it's not just one moment. It's a sequence of events that culminates in you becoming the legal own...
Repairs, Remodeling, and Maintenance
The day you close, you become responsible for every system, every surface, and every component of that property. The water heater ...
The Homeownership Gap — A Data-Driven Reality Check
I'm going to give you some numbers, and I want you to sit with them for a moment before you move on....
Digital Tools for the Modern Home Buyer
The 2015 edition of this book was written before the full digital transformation of the mortgage industry had taken hold. Online p...
Down Payment Programs and Closing Cost Credits
The single most common reason firsttime buyers don't buy is a belief that they need 20% down. Let me be blunt: you don't. You almo...
HomByt Certification
The HomByt program is my answer to a problem I've watched play out for thirty years: buyers who don't understand the process pay m...
About the Author, ICONYCS, and Resources
David Van Waldick has spent more than thirty years in mortgage banking, housing finance, and residential development — accumulatin...
Housing Intelligence
Local market context buyers can actually use
HomByt brings premium ICONYCS housing intelligence into the buyer journey so shoppers can connect affordability, financing, and market structure in one place.
ICONYCS Housing Intelligence
Powered by 152M+ propertiesLive buyer-market context by ZIP, city, or state with Snowflake-backed property and census signals.
Market
Los Angeles County
LA County benchmark loaded
Total Properties
2,000,105
Owner Occupied
1,539,179
77.0% of homes
Median Home Value
$858,154
Median Income
$93,525
Loan program breakdown
Property type mix
Home value mix
LA County benchmark • cached 2026-04-07T14:00:42Z | Full market intelligence at iconycs.com
Full market intelligence at iconycs.com